mahalaxmifinance

Terms and Conditions

These Terms and Conditions (“Terms”) apply to all loan products and services offered by https://mahalaxmifinance.online/ By applying for or accepting a loan, you (“Borrower”) agree to these Terms.

1. Eligibility

  • Borrower must be at least 18 years old.

  • Valid identity proof and KYC documents must be submitted.

  • Loan approval is subject to income, credit history, and verification checks.

2. Loan Application & Approval

  • Submission of an application does not guarantee approval.

  • The Company reserves the right to accept, reject, or modify any application without prior notice.

  • All details provided must be accurate; false information may result in rejection or legal action.

3. Loan Disbursement

  • Approved loans will be disbursed to the borrower’s verified bank account.

  • Processing and disbursement timelines may vary depending on verification.

4. Interest & Charges

  • Interest rates, processing fees, late payment charges, and penalties will be specified in the loan agreement.

  • Borrower is responsible for all charges as per the agreed terms.

5. Repayment Terms

  • Borrower must repay the loan according to the repayment schedule.

  • Delays or defaults will attract penalties and may affect the borrower’s credit score.

  • Persistent default may lead to recovery proceedings and legal action.

6. Borrower Obligations

  • Borrower must inform the Company of any change in contact details or financial situation.

  • Loan must not be used for illegal or restricted purposes.

7. Company Rights

  • The Company may revise loan terms, rates, and policies in compliance with applicable laws.

  • The Company reserves the right to recall or terminate the loan if fraudulent activity is detected.

8. Confidentiality & Data Use

  • Borrower information will be used in accordance with our Privacy Policy.

  • Information may be shared with regulators, credit bureaus, and service providers for lawful purposes.

9. Default & Termination

  • In case of default, the Company may demand immediate repayment of outstanding dues.

  • Default information may be reported to credit bureaus and affect future borrowings.

10. Governing Law

  • These Terms are governed by the laws of [Insert Country/State].

  • Any disputes will fall under the exclusive jurisdiction of the courts of [Insert Location].

Contact Us

For queries regarding these Terms, please contact:

[Your Company Name]
📧 Email: info@mahalaxmifinance.online
📞 Phone: +91-7033268821
🏢 Address: Howrah, West Bengal